Heat 100

How do I lower my monthly bills and expenses?How do I save for property taxes and homeowners insurance?

How can I lower each of these bills?
Electric?
Gas for heat ?
Gas for car?
water bill?
Telephone( landline) + internet ?
Cell phone ?

Right now I pay :
$30 for electric
$200 for gas heat
$100 for gas car
$30 for water
$50 for telephone/ internet ATT
$70 for cell phone T-mobile

Electric -- Lower the hot water tank to 130 degrees from the 160 it is probably set.

Gas for heat -- It is summer and need no heat. When it does cool down put a sweater on. Keep the heat at 68 degrees.. The attick in your house may need insulation -- the heat is going out the roof...
.
Gas for the car -- stop driveing needles erreands. Use the car to make money like if you have to drive to work. If the job is close ride a bike if possible..

Water -- Get in out of the shower and get a water saver.
Stop flushing the toilet every time you pee.

Cut the options on the ATT phone services -- basic phone is $15 and interned is $10 a month...

Mobile Phone---If you have a tax deductable business -- keep the phone. If this phone is just for fun and talking and not being used to make money. Discontinue service and save $70

I guess that you own your home and do not have a mortage... If you have a mortage the mortage company will include the taxes and insurance charges. in the monthly payment.

If you do not make the total amount of the taxes to the county each October. After 2 years some one will own your house by a Sheriff Sale... Insurance -- if you have a policy better keep the monthly payment up. If the house burns down your out same with accidents that happen on your property

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